Terms & Conditions
Disclaimer
Last Updated: January 25, 2026
Please read this Disclaimer carefully before using the Royal Credit Professionals website (the “Website”) operated by Shird Financial Services, doing business as Royal Credit Professionals (“Company,” “we,” “us,” or “our”).
This Disclaimer contains important information regarding limitations of liability. Your access to and use of the Website is conditioned upon your acceptance of and compliance with this Disclaimer. This Disclaimer applies to all visitors, users, and others who access or use the Website.
By accessing or using this Website, you agree to be bound by this Disclaimer. If you disagree with any part of this Disclaimer, you do not have permission to access or use the Website.
Terms & Conditions - the basics
Affiliate Disclaimer
Royal Credit Professionals may participate in affiliate marketing programs, which are designed to provide a means for us to earn fees by linking to products or services on our Website. This means we may receive compensation for clicks, purchases, or referrals made through certain links.
Affiliate relationships do not influence our educational content or recommendations. Any compensation received helps support our business operations.
No Legal, Financial, or Credit Advice
The information provided on this Website is for educational and informational purposes only and is not intended as legal, financial, tax, or credit advice.
Royal Credit Professionals is not a law firm, financial institution, or credit bureau. We do not provide legal advice. You should consult with a licensed attorney, certified financial professional, or appropriate advisor regarding your specific situation.
Results from credit repair or financial education services are not guaranteed and vary based on individual credit profiles and creditor responses.
Changes to This Disclaimer
We reserve the right to modify this Disclaimer at any time without prior notice. Changes will become effective immediately upon posting on the Website.
Questions
If you have any questions about this Disclaimer, please contact us at:
📧 [Insert your business email here]
What to include in the T&C document
Generally speaking, T&C often address these types of issues: Who is allowed to use the website; the possible payment methods; a declaration that the website owner may change his or her offering in the future; the types of warranties the website owner gives his or her customers; a reference to issues of intellectual property or copyrights, where relevant; the website owner’s right to suspend or cancel a member’s account; and much, much more.
To learn more about this, check out our article “Creating a Terms and Conditions Policy”.